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At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,031/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,062/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$26,838 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Exhibition Centre Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- J
- Saleable Area
- 354 Saleable ft²
- Gross Area
- 427 ft²
- Efficiency
- 83%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-10 | HK$5.50M | +52.8% 6.9y · 8.0%/yr |
| 2014-08-08 | HK$3.60M | +36.9% |
| 2010-12-16 | HK$2.63M | +64.4% |
| 2007-07-31 | HK$1.60M | +15.9% |
| 2007-01-25 | HK$1.38M | +7.8% |
| 2005-02-08 | HK$1.28M | +23.1% |
| 2004-12-09 | HK$1.04M | +18.2% |
| 2004-03-31 | HK$880K | +31.3% |
| 2003-01-28 | HK$670K | — |