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At today's rate and a 90% mortgage, the deposit on this unit is about HK$808K, with repayments around HK$35,240/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,480/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,372 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 431 Saleable ft²
- Gross Area
- 661 ft²
- Efficiency
- 65%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$6.90M | −20.6% 4.4y · −5.0%/yr |
| 2020-11-19 | HK$8.69M | +14.8% 3.6y · 4.0%/yr |
| 2017-04-26 | HK$7.57M | +78.1% 9.9y · 8.0%/yr |
| 2007-06-08 | HK$4.25M | — |