▼ 0.50% · 3.625%
HK$18,721
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,303
−HK$592/mo
Today · 4.125%
HK$19,895
baseline
▲ 0.50% · 4.625%
HK$21,105
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,790/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,827
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,385
−HK$567/mo
Today · 4.125%
HK$21,952
baseline
▲ 0.50% · 4.625%
HK$23,109
+HK$1,157/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,904/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,593
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,233
−HK$651/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,216
+HK$1,332/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,909
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,524
−HK$623/mo
Today · 4.125%
HK$24,147
baseline
▲ 0.50% · 4.625%
HK$25,420
+HK$1,273/mo
Deposit HK$3.69M · loan HK$4.52M · min. income ≈ HK$48,294/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,465
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,164
−HK$710/mo
Today · 4.125%
HK$23,874
baseline
▲ 0.50% · 4.625%
HK$25,326
+HK$1,452/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,748/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,992
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,662
−HK$680/mo
Today · 4.125%
HK$26,342
baseline
▲ 0.50% · 4.625%
HK$27,731
+HK$1,389/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,684/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$737/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,024
−HK$829/mo
Today · 4.125%
HK$27,853
baseline
▲ 0.50% · 4.625%
HK$29,547
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,706/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,157
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,939
−HK$794/mo
Today · 4.125%
HK$30,733
baseline
▲ 0.50% · 4.625%
HK$32,353
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,466/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,081
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,955
−HK$887/mo
Today · 4.125%
HK$29,842
baseline
▲ 0.50% · 4.625%
HK$31,658
+HK$1,816/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,684/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,240
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$850/mo
Today · 4.125%
HK$32,928
baseline
▲ 0.50% · 4.625%
HK$34,664
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,856/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,953
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,885
−HK$947/mo
Today · 4.125%
HK$31,832
baseline
▲ 0.50% · 4.625%
HK$33,769
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,664/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,323
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,216
−HK$907/mo
Today · 4.125%
HK$35,123
baseline
▲ 0.50% · 4.625%
HK$36,975
+HK$1,852/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,246/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,825
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,815
−HK$1,006/mo
Today · 4.125%
HK$33,821
baseline
▲ 0.50% · 4.625%
HK$35,879
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,642/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,405
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,355
−HK$963/mo
Today · 4.125%
HK$37,318
baseline
▲ 0.50% · 4.625%
HK$39,285
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,636/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,698
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$34,746
−HK$1,065/mo
Today · 4.125%
HK$35,811
baseline
▲ 0.50% · 4.625%
HK$37,990
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,622/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,488
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$38,494
−HK$1,020/mo
Today · 4.125%
HK$39,514
baseline
▲ 0.50% · 4.625%
HK$41,596
+HK$2,082/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,028/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,300 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).