▼ 0.50% · 3.625%
HK$19,884
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,502
−HK$629/mo
Today · 4.125%
HK$21,131
baseline
▲ 0.50% · 4.625%
HK$22,416
+HK$1,285/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,262/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,120
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,714
−HK$601/mo
Today · 4.125%
HK$23,315
baseline
▲ 0.50% · 4.625%
HK$24,544
+HK$1,229/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,630/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,872
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$692/mo
Today · 4.125%
HK$23,244
baseline
▲ 0.50% · 4.625%
HK$24,658
+HK$1,414/mo
Deposit HK$3.92M · loan HK$4.80M · min. income ≈ HK$46,488/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$662/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,352/mo
Deposit HK$3.92M · loan HK$4.80M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,860
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,603
−HK$754/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,899
+HK$1,542/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,544
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,256
−HK$723/mo
Today · 4.125%
HK$27,979
baseline
▲ 0.50% · 4.625%
HK$29,453
+HK$1,474/mo
Deposit HK$3.49M · loan HK$5.23M · min. income ≈ HK$55,958/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,849
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,653
−HK$817/mo
Today · 4.125%
HK$27,470
baseline
▲ 0.50% · 4.625%
HK$29,141
+HK$1,671/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,940/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,528
−HK$782/mo
Today · 4.125%
HK$30,310
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,598/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,620/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,837
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,703
−HK$880/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,383
+HK$1,800/mo
Deposit HK$2.62M · loan HK$6.10M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,968
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,799
−HK$843/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,362
+HK$1,720/mo
Deposit HK$2.62M · loan HK$6.10M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,825
−HK$1,871/mo
▼ 0.25% · 3.875%
HK$30,753
−HK$943/mo
Today · 4.125%
HK$31,696
baseline
▲ 0.50% · 4.625%
HK$33,624
+HK$1,928/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$63,392/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,180
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,070
−HK$903/mo
Today · 4.125%
HK$34,973
baseline
▲ 0.50% · 4.625%
HK$36,817
+HK$1,844/mo
Deposit HK$2.18M · loan HK$6.54M · min. income ≈ HK$69,946/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,814
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$1,006/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,866
+HK$2,057/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,393
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,342
−HK$963/mo
Today · 4.125%
HK$37,305
baseline
▲ 0.50% · 4.625%
HK$39,271
+HK$1,966/mo
Deposit HK$1.74M · loan HK$6.98M · min. income ≈ HK$74,610/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,802
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,854
−HK$1,068/mo
Today · 4.125%
HK$35,922
baseline
▲ 0.50% · 4.625%
HK$38,108
+HK$2,186/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$71,844/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,613
−HK$1,023/mo
Today · 4.125%
HK$39,636
baseline
▲ 0.50% · 4.625%
HK$41,725
+HK$2,089/mo
Deposit HK$1.31M · loan HK$7.41M · min. income ≈ HK$79,272/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,791
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,904
−HK$1,131/mo
Today · 4.125%
HK$38,035
baseline
▲ 0.50% · 4.625%
HK$40,349
+HK$2,314/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$76,070/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,817
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,884
−HK$1,084/mo
Today · 4.125%
HK$41,968
baseline
▲ 0.50% · 4.625%
HK$44,180
+HK$2,212/mo
Deposit HK$872K · loan HK$7.85M · min. income ≈ HK$83,936/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,598 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).