▼ 0.50% · 3.625%
HK$20,312
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$642/mo
Today · 4.125%
HK$21,586
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,313/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,172/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,203
−HK$615/mo
Today · 4.125%
HK$23,818
baseline
▲ 0.50% · 4.625%
HK$25,073
+HK$1,255/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,636/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,343
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,038
−HK$706/mo
Today · 4.125%
HK$23,744
baseline
▲ 0.50% · 4.625%
HK$25,189
+HK$1,445/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$47,488/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,523
−HK$677/mo
Today · 4.125%
HK$26,200
baseline
▲ 0.50% · 4.625%
HK$27,581
+HK$1,381/mo
Deposit HK$4.01M · loan HK$4.90M · min. income ≈ HK$52,400/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,375
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$770/mo
Today · 4.125%
HK$25,903
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,576/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,806/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,116
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,844
−HK$737/mo
Today · 4.125%
HK$28,581
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,507/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,162/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,406
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,227
−HK$835/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,769
+HK$1,707/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,376
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,164
−HK$799/mo
Today · 4.125%
HK$30,963
baseline
▲ 0.50% · 4.625%
HK$32,595
+HK$1,632/mo
Deposit HK$3.12M · loan HK$5.79M · min. income ≈ HK$61,926/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,437
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$29,322
−HK$898/mo
Today · 4.125%
HK$30,220
baseline
▲ 0.50% · 4.625%
HK$32,059
+HK$1,839/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$60,440/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,636
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,484
−HK$861/mo
Today · 4.125%
HK$33,345
baseline
▲ 0.50% · 4.625%
HK$35,103
+HK$1,758/mo
Deposit HK$2.67M · loan HK$6.24M · min. income ≈ HK$66,690/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,468
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$31,416
−HK$963/mo
Today · 4.125%
HK$32,379
baseline
▲ 0.50% · 4.625%
HK$34,349
+HK$1,970/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$64,758/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,896
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$922/mo
Today · 4.125%
HK$35,727
baseline
▲ 0.50% · 4.625%
HK$37,610
+HK$1,883/mo
Deposit HK$2.23M · loan HK$6.68M · min. income ≈ HK$71,454/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,499
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$1,027/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,639
+HK$2,102/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$69,074/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,155
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$984/mo
Today · 4.125%
HK$38,109
baseline
▲ 0.50% · 4.625%
HK$40,117
+HK$2,008/mo
Deposit HK$1.78M · loan HK$7.13M · min. income ≈ HK$76,218/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,531
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,605
−HK$1,091/mo
Today · 4.125%
HK$36,696
baseline
▲ 0.50% · 4.625%
HK$38,929
+HK$2,233/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$73,392/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,415
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,445
−HK$1,045/mo
Today · 4.125%
HK$40,490
baseline
▲ 0.50% · 4.625%
HK$42,625
+HK$2,135/mo
Deposit HK$1.34M · loan HK$7.57M · min. income ≈ HK$80,980/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,562
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,699
−HK$1,156/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$41,219
+HK$2,364/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,675
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$41,766
−HK$1,106/mo
Today · 4.125%
HK$42,872
baseline
▲ 0.50% · 4.625%
HK$45,132
+HK$2,260/mo
Deposit HK$891K · loan HK$8.02M · min. income ≈ HK$85,744/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,235 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).