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At today's rate and a 90% mortgage, the deposit on this unit is about HK$808K, with repayments around HK$35,250/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,500/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,444 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- B
- Saleable Area
- 435 Saleable ft²
- Gross Area
- 571 ft²
- Efficiency
- 76%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-28 | HK$7.50M | −7.4% 5.9y · −1.0%/yr |
| 2020-04-02 | HK$8.10M | +10.4% 5.8y · 2.0%/yr |
| 2014-05-28 | HK$7.34M | +31.1% |
| 2011-06-09 | HK$5.60M | +19.7% |
| 2010-07-08 | HK$4.68M | +61.4% |
| 2005-06-28 | HK$2.90M | +31.8% |
| 2001-11-09 | HK$2.20M | — |