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At today's rate and a 90% mortgage, the deposit on this unit is about HK$681K, with repayments around HK$29,720/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,440/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$204,412 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Wan Chai Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 75 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 77 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- F
- Saleable Area
- 397 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 78%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-23 | HK$7.90M | +16.2% 3.5y · 5.0%/yr |
| 2017-10-03 | HK$6.80M | +88.9% 7.8y · 11.0%/yr |
| 2009-12-21 | HK$3.60M | +6.5% |
| 2009-09-11 | HK$3.38M | +18.6% |
| 2007-11-15 | HK$2.85M | +63.8% |
| 2003-11-18 | HK$1.74M | — |