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Crescira AVM · estimated value Medium confidence
HK$16.32M
≈ HK$15,324 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.90M, with repayments around HK$55,365/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$52,098
−HK$3,267/mo
▼ 0.25% · 3.875%
HK$53,718
−HK$1,647/mo
Today · 4.125%
HK$55,365
baseline
▲ 0.50% · 4.625%
HK$58,734
+HK$3,369/mo

Deposit HK$4.90M · loan HK$11.42M · min. income ≈ HK$110,730/mo (50% DSR)

Upfront cash ≈ HK$5.51M (deposit + AVD stamp duty HK$611,984 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
D
Saleable Area
1,065 ft²
Gross Area
1,198 ft²
Efficiency
89%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2025-10-09 HK$20.50M +153.7%
28.6y
1997-08-19 HK$8.08M +0.0%
1997-05-23 HK$8.08M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 451 m
Education
48
schools within 1 km (22 within 500 m)
Daily convenience
48
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com