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Crescira AVM · estimated value Medium confidence
HK$19.45M
≈ HK$18,266 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.84M, with repayments around HK$65,995/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$62,101
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,033
−HK$1,962/mo
Today · 4.125%
HK$65,995
baseline
▲ 0.50% · 4.625%
HK$70,011
+HK$4,016/mo

Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,990/mo (50% DSR)

Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,487 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
E
Saleable Area
1,065 ft²
Gross Area
1,198 ft²
Efficiency
89%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-05-06 HK$20.38M +189.1%
21.9y
2004-06-28 HK$7.05M +9.0%
2004-06-07 HK$6.47M +28.1%
2004-04-14 HK$5.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 6 min walk · 451 m
Education
48
schools within 1 km (22 within 500 m)
Daily convenience
48
within 1 km (9 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 48 shopping and daily-needs spots nearby.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com