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At today's rate and a 90% mortgage, the deposit on this unit is about HK$408K, with repayments around HK$17,803/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$408K · loan HK$3.67M · min. income ≈ HK$35,606/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$16,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- D
- Saleable Area
- 369 Saleable ft²
- Gross Area
- 450 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-13 | HK$5.50M | +17.0% 3.2y · 5.0%/yr |
| 2016-09-21 | HK$4.70M | +21.1% 3.0y · 7.0%/yr |
| 2013-09-03 | HK$3.88M | +29.3% |
| 2011-06-29 | HK$3.00M | +20.0% |
| 1997-11-25 | HK$2.50M | +22.0% |
| 1997-05-19 | HK$2.05M | — |