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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,165/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,330/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- E
- Saleable Area
- 315 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-09 | HK$3.56M | +18.7% 8.7y · 2.0%/yr |
| 2017-02-27 | HK$3.00M | −8.8% 4.4y · −2.0%/yr |
| 2012-10-03 | HK$3.29M | +105.6% |
| 2008-01-16 | HK$1.60M | +83.9% |
| 2005-02-28 | HK$870K | +11.5% |
| 2001-08-27 | HK$780K | — |