7/F C

in BEDFORD GARDENS (BLOCK K) TAK FOOK COURT

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Floor

2/F A 401 ft² 2/F B 578 ft² 2/F C 401 ft² 2/F F 401 ft² 3/F A 410 ft² 3/F B 578 ft² 3/F C 410 ft² 3/F D 410 ft² 3/F E 578 ft² 4/F B 578 ft² 4/F C 410 ft² 4/F D 410 ft² 4/F E 578 ft² 5/F A 410 ft² 5/F B 578 ft² 5/F D 410 ft² 6/F A 410 ft² 6/F C 410 ft² 6/F D 410 ft² 6/F F 410 ft² 7/F A 410 ft² 7/F C 410 ft² 7/F D 410 ft² 7/F F 410 ft² 8/F D 410 ft² 8/F E 578 ft² 8/F F 410 ft² 9/F A 410 ft² 9/F B 578 ft² 9/F C 410 ft² 9/F E 578 ft² 9/F F 410 ft² 10/F A 410 ft² 10/F B 578 ft² 10/F C 410 ft² 10/F D 410 ft² 10/F E 578 ft² 10/F F 410 ft² 11/F B 578 ft² 11/F C 410 ft² 11/F D 410 ft² 11/F F 410 ft² 12/F A 410 ft² 12/F F 409 ft² 13/F A 410 ft² 13/F D 410 ft² 13/F E 578 ft² 13/F F 410 ft² 14/F D 410 ft² 14/F F 410 ft² 15/F A 410 ft² 15/F B 578 ft² 15/F C 410 ft² 15/F D 410 ft² 15/F F 410 ft² 16/F A 410 ft² 16/F B 578 ft² 16/F C 410 ft² 16/F F 410 ft² 17/F A 410 ft² 17/F D 410 ft² 17/F E 578 ft² 17/F F 410 ft² 18/F A 410 ft² 18/F B 578 ft² 18/F C 410 ft² 18/F D 410 ft² 19/F A 342 ft² 19/F B 578 ft² 19/F C 484 ft² 19/F E 578 ft² 19/F F 304 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.59M

≈ HK$11,200 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$459K, with repayments around HK$20,030/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,848

−HK$1,182/mo

▼ 0.25% · 3.875%

HK$19,434

−HK$596/mo

Today · 4.125%

HK$20,030

baseline

▲ 0.50% · 4.625%

HK$21,249

+HK$1,219/mo

Deposit HK$459K · loan HK$4.13M · min. income ≈ HK$40,060/mo (50% DSR)

Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$76,707 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway North Point Station

≈ 6 min walk · 430 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 7/F
Flat: C
Saleable Area: 410 Saleable ft²
Gross Area: 495 ft²
Efficiency: 83%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-04-24	HK$4.00M	−33.3% 6.2y · −5.0%/yr	HK$9,756	HK$8,081
2020-02-26	HK$6.00M	+15.4% 3.1y · 5.0%/yr	HK$14,634	HK$12,121
2017-02-16	HK$5.20M	+30.0% 2.8y · 11.0%/yr	HK$12,683	HK$10,505
2014-04-09	HK$4.00M	+90.5%	HK$9,756	HK$8,081
2009-06-16	HK$2.10M	+31.2%	HK$5,122	HK$4,242
2007-01-08	HK$1.60M	+21.2%	HK$3,902	HK$3,232
2001-01-11	HK$1.32M	—	HK$3,220	HK$2,667

Other appraised units in this building

Data sourced from Renavon.com