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At today's rate and a 90% mortgage, the deposit on this unit is about HK$473K, with repayments around HK$20,637/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,274/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,633 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 410 Saleable ft²
- Gross Area
- 495 ft²
- Efficiency
- 83%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-04 | HK$6.80M | +31.3% 3.3y · 9.0%/yr |
| 2016-08-03 | HK$5.18M | +46.3% 5.2y · 9.0%/yr |
| 2011-05-27 | HK$3.54M | +113.3% |
| 2000-11-18 | HK$1.66M | −5.7% |
| 1999-01-05 | HK$1.76M | — |