▼ 0.50% · 3.625%
HK$20,704
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,348
−HK$654/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,341
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,033
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,651
−HK$626/mo
Today · 4.125%
HK$24,277
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,554/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,483
−HK$720/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,675
+HK$1,472/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$689/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,113
+HK$1,408/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,845
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,618
−HK$785/mo
Today · 4.125%
HK$26,403
baseline
▲ 0.50% · 4.625%
HK$28,009
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,806/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,640
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,381
−HK$752/mo
Today · 4.125%
HK$29,133
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,266/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,915
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$851/mo
Today · 4.125%
HK$28,603
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,206/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,943
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,746
−HK$815/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,224
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,986
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,887
−HK$916/mo
Today · 4.125%
HK$30,803
baseline
▲ 0.50% · 4.625%
HK$32,678
+HK$1,875/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,606/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,246
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,111
−HK$877/mo
Today · 4.125%
HK$33,988
baseline
▲ 0.50% · 4.625%
HK$35,780
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,976/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,022
−HK$982/mo
Today · 4.125%
HK$33,004
baseline
▲ 0.50% · 4.625%
HK$35,012
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,008/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,550
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,476
−HK$940/mo
Today · 4.125%
HK$36,416
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,832/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,126
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$1,047/mo
Today · 4.125%
HK$35,204
baseline
▲ 0.50% · 4.625%
HK$37,346
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,408/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,853
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,841
−HK$1,003/mo
Today · 4.125%
HK$38,844
baseline
▲ 0.50% · 4.625%
HK$40,891
+HK$2,047/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,688/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$1,112/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,156
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,066/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,426
−HK$1,178/mo
Today · 4.125%
HK$39,604
baseline
▲ 0.50% · 4.625%
HK$42,014
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,208/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,459
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,571
−HK$1,128/mo
Today · 4.125%
HK$43,699
baseline
▲ 0.50% · 4.625%
HK$46,003
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,398/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,969 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).