▼ 0.50% · 3.625%
HK$20,706
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,350
−HK$654/mo
Today · 4.125%
HK$22,004
baseline
▲ 0.50% · 4.625%
HK$23,343
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,008/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,035
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,653
−HK$627/mo
Today · 4.125%
HK$24,280
baseline
▲ 0.50% · 4.625%
HK$25,559
+HK$1,279/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,560/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,776
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,485
−HK$720/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,678
+HK$1,473/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,018
−HK$690/mo
Today · 4.125%
HK$26,708
baseline
▲ 0.50% · 4.625%
HK$28,115
+HK$1,407/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,416/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$785/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,383
−HK$753/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,671
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,918
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,755
−HK$851/mo
Today · 4.125%
HK$28,606
baseline
▲ 0.50% · 4.625%
HK$30,346
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,212/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,946
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,749
−HK$814/mo
Today · 4.125%
HK$31,563
baseline
▲ 0.50% · 4.625%
HK$33,227
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,126/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,988
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,890
−HK$916/mo
Today · 4.125%
HK$30,806
baseline
▲ 0.50% · 4.625%
HK$32,681
+HK$1,875/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,612/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,249
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,114
−HK$877/mo
Today · 4.125%
HK$33,991
baseline
▲ 0.50% · 4.625%
HK$35,783
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,982/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,059
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,025
−HK$981/mo
Today · 4.125%
HK$33,006
baseline
▲ 0.50% · 4.625%
HK$35,015
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,012/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,553
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,479
−HK$940/mo
Today · 4.125%
HK$36,419
baseline
▲ 0.50% · 4.625%
HK$38,339
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,838/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,129
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,160
−HK$1,047/mo
Today · 4.125%
HK$35,207
baseline
▲ 0.50% · 4.625%
HK$37,349
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,414/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,856
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,845
−HK$1,002/mo
Today · 4.125%
HK$38,847
baseline
▲ 0.50% · 4.625%
HK$40,895
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,694/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,200
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,295
−HK$1,112/mo
Today · 4.125%
HK$37,407
baseline
▲ 0.50% · 4.625%
HK$39,683
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,814/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,160
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,210
−HK$1,065/mo
Today · 4.125%
HK$41,275
baseline
▲ 0.50% · 4.625%
HK$43,451
+HK$2,176/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,550/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,271
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,430
−HK$1,178/mo
Today · 4.125%
HK$39,608
baseline
▲ 0.50% · 4.625%
HK$42,018
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,216/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,463
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,575
−HK$1,128/mo
Today · 4.125%
HK$43,703
baseline
▲ 0.50% · 4.625%
HK$46,007
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,406/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,051 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).