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Crescira AVM · estimated value Medium confidence
HK$16.90M
≈ HK$14,528 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.07M, with repayments around HK$57,320/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$53,938
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$55,615
−HK$1,705/mo
Today · 4.125%
HK$57,320
baseline
▲ 0.50% · 4.625%
HK$60,808
+HK$3,488/mo

Deposit HK$5.07M · loan HK$11.83M · min. income ≈ HK$114,640/mo (50% DSR)

Upfront cash ≈ HK$5.70M (deposit + AVD stamp duty HK$633,595 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
20/F
Flat
G
Saleable Area
1,163 ft²
Gross Area
1,470 ft²
Efficiency
79%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2018-07-03 HK$24.00M +84.6%
2010-07-05 HK$13.00M +73.3%
1998-02-19 HK$7.50M +25.0%
1996-03-13 HK$6.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 7 min walk · 522 m
Education
52
schools within 1 km (22 within 500 m)
Daily convenience
51
within 1 km (11 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com