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Crescira AVM · estimated value ● Medium confidence
HK$32.88M
≈ HK$16,423 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.86M, with repayments around HK$111,543/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$104,961
−HK$6,582/mo
▼ 0.25% · 3.875%
HK$108,226
−HK$3,317/mo
Today · 4.125%
HK$111,543
baseline
▲ 0.50% · 4.625%
HK$118,330
+HK$6,787/mo

Deposit HK$9.86M · loan HK$23.02M · min. income ≈ HK$223,086/mo (50% DSR)

Upfront cash ≈ HK$11.26M (deposit + AVD stamp duty HK$1,397,352 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
14/F
Flat
H
Saleable Area
2,002 ft²
Gross Area
2,331 ft²
Efficiency
86%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
1996-08-17 HK$8.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 7 min walk · 522 m
Education
53
schools within 1 km (22 within 500 m)
Daily convenience
50
within 1 km (10 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building