▼ 0.50% · 3.625%
HK$22,641
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,346
−HK$715/mo
Today · 4.125%
HK$24,061
baseline
▲ 0.50% · 4.625%
HK$25,525
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,122/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,188
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,864
−HK$685/mo
Today · 4.125%
HK$26,549
baseline
▲ 0.50% · 4.625%
HK$27,948
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,098/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,905
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,680
−HK$787/mo
Today · 4.125%
HK$26,467
baseline
▲ 0.50% · 4.625%
HK$28,078
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,934/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,707
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$754/mo
Today · 4.125%
HK$29,204
baseline
▲ 0.50% · 4.625%
HK$30,743
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,408/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,170
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$858/mo
Today · 4.125%
HK$28,873
baseline
▲ 0.50% · 4.625%
HK$30,630
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,746/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,036
−HK$823/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,538
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,434
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,349
−HK$930/mo
Today · 4.125%
HK$31,279
baseline
▲ 0.50% · 4.625%
HK$33,183
+HK$1,904/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$62,558/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,745
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,623
−HK$891/mo
Today · 4.125%
HK$34,514
baseline
▲ 0.50% · 4.625%
HK$36,333
+HK$1,819/mo
Deposit HK$3.48M · loan HK$6.45M · min. income ≈ HK$69,028/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,698
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,684
−HK$1,002/mo
Today · 4.125%
HK$33,686
baseline
▲ 0.50% · 4.625%
HK$35,735
+HK$2,049/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,372/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,263
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,209
−HK$960/mo
Today · 4.125%
HK$37,169
baseline
▲ 0.50% · 4.625%
HK$39,128
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,338/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,962
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$1,074/mo
Today · 4.125%
HK$36,092
baseline
▲ 0.50% · 4.625%
HK$38,288
+HK$2,196/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,184/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,782
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,796
−HK$1,028/mo
Today · 4.125%
HK$39,824
baseline
▲ 0.50% · 4.625%
HK$41,923
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,648/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,226
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,353
−HK$1,145/mo
Today · 4.125%
HK$38,498
baseline
▲ 0.50% · 4.625%
HK$40,840
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,996/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,301
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,382
−HK$1,096/mo
Today · 4.125%
HK$42,478
baseline
▲ 0.50% · 4.625%
HK$44,718
+HK$2,240/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,956/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,490
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,217/mo
Today · 4.125%
HK$40,904
baseline
▲ 0.50% · 4.625%
HK$43,393
+HK$2,489/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,808/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,820
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,968
−HK$1,165/mo
Today · 4.125%
HK$45,133
baseline
▲ 0.50% · 4.625%
HK$47,512
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,266/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,754
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,022
−HK$1,288/mo
Today · 4.125%
HK$43,310
baseline
▲ 0.50% · 4.625%
HK$45,945
+HK$2,635/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,620/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,339
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,555
−HK$1,233/mo
Today · 4.125%
HK$47,788
baseline
▲ 0.50% · 4.625%
HK$50,307
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,576/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,927 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).