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Crescira AVM · estimated value Medium confidence
HK$10.73M
≈ HK$15,333 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.22M, with repayments around HK$36,413/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,264
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,330
−HK$1,083/mo
Today · 4.125%
HK$36,413
baseline
▲ 0.50% · 4.625%
HK$38,628
+HK$2,215/mo

Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,826/mo (50% DSR)

Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,493 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
16
Saleable Area
700 ft²
Gross Area
795 ft²
Efficiency
88%
District
Eastern District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-06-03 HK$15.28M +81.9%
9.3y
2012-02-09 HK$8.40M +46.1%
2009-02-10 HK$5.75M +21.1%
2006-05-13 HK$4.75M −10.9%
1996-12-11 HK$5.33M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Fortress Hill
≈ 4 min walk · 267 m
Education
47
schools within 1 km (23 within 500 m)
Daily convenience
47
within 1 km (21 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
80
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Fortress Hill Station (a rail station within an 8-min walk earns this label).

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com