▼ 0.50% · 3.625%
HK$19,383
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,986
−HK$613/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,852
+HK$1,253/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,142
−HK$587/mo
Today · 4.125%
HK$22,729
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,322
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,985
−HK$674/mo
Today · 4.125%
HK$22,659
baseline
▲ 0.50% · 4.625%
HK$24,037
+HK$1,378/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,318/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$646/mo
Today · 4.125%
HK$25,002
baseline
▲ 0.50% · 4.625%
HK$26,319
+HK$1,317/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,004/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$735/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,505/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$704/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,712
+HK$1,438/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,982
−HK$796/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,408
+HK$1,630/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,033
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,785
−HK$762/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,105
+HK$1,558/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,137
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,981
−HK$857/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,593
+HK$1,755/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$821/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,677/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,075
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,979
−HK$919/mo
Today · 4.125%
HK$30,898
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,880/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,796/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,213
−HK$880/mo
Today · 4.125%
HK$34,093
baseline
▲ 0.50% · 4.625%
HK$35,890
+HK$1,797/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,186/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$980/mo
Today · 4.125%
HK$32,958
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$2,005/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,916/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,502
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,427
−HK$939/mo
Today · 4.125%
HK$36,366
baseline
▲ 0.50% · 4.625%
HK$38,283
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,732/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,952
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,976
−HK$1,042/mo
Today · 4.125%
HK$35,018
baseline
▲ 0.50% · 4.625%
HK$37,149
+HK$2,131/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,036/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,658
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,641
−HK$998/mo
Today · 4.125%
HK$38,639
baseline
▲ 0.50% · 4.625%
HK$40,675
+HK$2,036/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,278/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,890
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,975
−HK$1,103/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,334
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,815
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,856
−HK$1,056/mo
Today · 4.125%
HK$40,912
baseline
▲ 0.50% · 4.625%
HK$43,068
+HK$2,156/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,824/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,014 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).