▼ 0.50% · 3.625%
HK$20,245
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,875
−HK$640/mo
Today · 4.125%
HK$21,515
baseline
▲ 0.50% · 4.625%
HK$22,824
+HK$1,309/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,030/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,523
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,127
−HK$612/mo
Today · 4.125%
HK$23,739
baseline
▲ 0.50% · 4.625%
HK$24,991
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,478/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,270
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,962
−HK$704/mo
Today · 4.125%
HK$23,666
baseline
▲ 0.50% · 4.625%
HK$25,106
+HK$1,440/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,332/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,775
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,439
−HK$674/mo
Today · 4.125%
HK$26,113
baseline
▲ 0.50% · 4.625%
HK$27,490
+HK$1,377/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,226/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,294
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,050
−HK$768/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,389
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,027
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$735/mo
Today · 4.125%
HK$28,487
baseline
▲ 0.50% · 4.625%
HK$29,989
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,974/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,319
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,137
−HK$832/mo
Today · 4.125%
HK$27,969
baseline
▲ 0.50% · 4.625%
HK$29,671
+HK$1,702/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,938/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,279
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,065
−HK$796/mo
Today · 4.125%
HK$30,861
baseline
▲ 0.50% · 4.625%
HK$32,488
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,722/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,343
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,225
−HK$896/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,953
+HK$1,832/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$32,377
−HK$858/mo
Today · 4.125%
HK$33,235
baseline
▲ 0.50% · 4.625%
HK$34,987
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,470/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,368
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,312
−HK$960/mo
Today · 4.125%
HK$32,272
baseline
▲ 0.50% · 4.625%
HK$34,236
+HK$1,964/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,544/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,690
−HK$919/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,486
+HK$1,877/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,392
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,400
−HK$1,024/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$2,094/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,036
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,003
−HK$980/mo
Today · 4.125%
HK$37,983
baseline
▲ 0.50% · 4.625%
HK$39,985
+HK$2,002/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,966/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,417
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,487
−HK$1,088/mo
Today · 4.125%
HK$36,575
baseline
▲ 0.50% · 4.625%
HK$38,801
+HK$2,226/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,150/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,288
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,315
−HK$1,042/mo
Today · 4.125%
HK$40,357
baseline
▲ 0.50% · 4.625%
HK$42,484
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,714/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,441
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,575
−HK$1,152/mo
Today · 4.125%
HK$38,727
baseline
▲ 0.50% · 4.625%
HK$41,083
+HK$2,356/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,454/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,541
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,103/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$44,983
+HK$2,252/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,355 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).