▼ 0.50% · 3.625%
HK$19,244
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$19,842
−HK$608/mo
Today · 4.125%
HK$20,450
baseline
▲ 0.50% · 4.625%
HK$21,695
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,900/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,408
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,983
−HK$582/mo
Today · 4.125%
HK$22,565
baseline
▲ 0.50% · 4.625%
HK$23,754
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,130/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,168
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,826
−HK$669/mo
Today · 4.125%
HK$22,495
baseline
▲ 0.50% · 4.625%
HK$23,864
+HK$1,369/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$44,990/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,549
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$640/mo
Today · 4.125%
HK$24,821
baseline
▲ 0.50% · 4.625%
HK$26,130
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.64M · min. income ≈ HK$49,642/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,092
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$729/mo
Today · 4.125%
HK$24,540
baseline
▲ 0.50% · 4.625%
HK$26,034
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,080/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,690
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,379
−HK$699/mo
Today · 4.125%
HK$27,078
baseline
▲ 0.50% · 4.625%
HK$28,505
+HK$1,427/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,156/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,017
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,795
−HK$790/mo
Today · 4.125%
HK$26,585
baseline
▲ 0.50% · 4.625%
HK$28,203
+HK$1,618/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$53,170/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,577
−HK$757/mo
Today · 4.125%
HK$29,334
baseline
▲ 0.50% · 4.625%
HK$30,881
+HK$1,547/mo
Deposit HK$2.95M · loan HK$5.49M · min. income ≈ HK$58,668/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,941
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,779
−HK$852/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,373
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,972
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,776
−HK$815/mo
Today · 4.125%
HK$31,591
baseline
▲ 0.50% · 4.625%
HK$33,256
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,182/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,763
−HK$913/mo
Today · 4.125%
HK$30,676
baseline
▲ 0.50% · 4.625%
HK$32,542
+HK$1,866/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$61,352/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,113
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,974
−HK$873/mo
Today · 4.125%
HK$33,847
baseline
▲ 0.50% · 4.625%
HK$35,632
+HK$1,785/mo
Deposit HK$2.11M · loan HK$6.33M · min. income ≈ HK$67,694/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,748
−HK$973/mo
Today · 4.125%
HK$32,721
baseline
▲ 0.50% · 4.625%
HK$34,712
+HK$1,991/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$65,442/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,172
−HK$932/mo
Today · 4.125%
HK$36,104
baseline
▲ 0.50% · 4.625%
HK$38,007
+HK$1,903/mo
Deposit HK$1.69M · loan HK$6.75M · min. income ≈ HK$72,208/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,714
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,732
−HK$1,034/mo
Today · 4.125%
HK$34,766
baseline
▲ 0.50% · 4.625%
HK$36,881
+HK$2,115/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$69,532/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,394
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$37,370
−HK$990/mo
Today · 4.125%
HK$38,360
baseline
▲ 0.50% · 4.625%
HK$40,383
+HK$2,023/mo
Deposit HK$1.27M · loan HK$7.17M · min. income ≈ HK$76,720/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,639
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,716
−HK$1,095/mo
Today · 4.125%
HK$36,811
baseline
▲ 0.50% · 4.625%
HK$39,051
+HK$2,240/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,622/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,535
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,569
−HK$1,048/mo
Today · 4.125%
HK$40,617
baseline
▲ 0.50% · 4.625%
HK$42,758
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,234/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,178 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).