▼ 0.50% · 3.625%
HK$20,701
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,345
−HK$654/mo
Today · 4.125%
HK$21,999
baseline
▲ 0.50% · 4.625%
HK$23,338
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,998/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,030
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,647
−HK$627/mo
Today · 4.125%
HK$24,274
baseline
▲ 0.50% · 4.625%
HK$25,554
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,548/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,771
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,480
−HK$719/mo
Today · 4.125%
HK$24,199
baseline
▲ 0.50% · 4.625%
HK$25,672
+HK$1,473/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$48,398/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,333
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,012
−HK$689/mo
Today · 4.125%
HK$26,701
baseline
▲ 0.50% · 4.625%
HK$28,109
+HK$1,408/mo
Deposit HK$4.09M · loan HK$4.99M · min. income ≈ HK$53,402/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,614
−HK$785/mo
Today · 4.125%
HK$26,399
baseline
▲ 0.50% · 4.625%
HK$28,005
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,798/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,636
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,377
−HK$752/mo
Today · 4.125%
HK$29,129
baseline
▲ 0.50% · 4.625%
HK$30,664
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,258/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,911
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,749
−HK$850/mo
Today · 4.125%
HK$28,599
baseline
▲ 0.50% · 4.625%
HK$30,339
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,198/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,939
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,742
−HK$814/mo
Today · 4.125%
HK$31,556
baseline
▲ 0.50% · 4.625%
HK$33,220
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,112/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,982
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,883
−HK$916/mo
Today · 4.125%
HK$30,799
baseline
▲ 0.50% · 4.625%
HK$32,673
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,598/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,242
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,106
−HK$878/mo
Today · 4.125%
HK$33,984
baseline
▲ 0.50% · 4.625%
HK$35,775
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,968/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,052
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,018
−HK$981/mo
Today · 4.125%
HK$32,999
baseline
▲ 0.50% · 4.625%
HK$35,007
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,998/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,545
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,471
−HK$940/mo
Today · 4.125%
HK$36,411
baseline
▲ 0.50% · 4.625%
HK$38,330
+HK$1,919/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,822/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,122
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,152
−HK$1,047/mo
Today · 4.125%
HK$35,199
baseline
▲ 0.50% · 4.625%
HK$37,341
+HK$2,142/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,398/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,848
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,836
−HK$1,002/mo
Today · 4.125%
HK$38,838
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,676/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,192
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,287
−HK$1,112/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,674
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,151
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,201
−HK$1,065/mo
Today · 4.125%
HK$41,266
baseline
▲ 0.50% · 4.625%
HK$43,441
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,532/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,262
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,178/mo
Today · 4.125%
HK$39,599
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,198/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,454
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,565
−HK$1,128/mo
Today · 4.125%
HK$43,693
baseline
▲ 0.50% · 4.625%
HK$45,996
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,386/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,842 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).