▼ 0.50% · 3.625%
HK$19,813
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,429
−HK$626/mo
Today · 4.125%
HK$21,055
baseline
▲ 0.50% · 4.625%
HK$22,337
+HK$1,282/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,110/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,042
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,633
−HK$600/mo
Today · 4.125%
HK$23,233
baseline
▲ 0.50% · 4.625%
HK$24,457
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,466/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,794
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,472
−HK$689/mo
Today · 4.125%
HK$23,161
baseline
▲ 0.50% · 4.625%
HK$24,570
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,322/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,246
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,896
−HK$660/mo
Today · 4.125%
HK$25,556
baseline
▲ 0.50% · 4.625%
HK$26,903
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,112/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,776
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,515
−HK$751/mo
Today · 4.125%
HK$25,266
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,538/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$50,532/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,450
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$720/mo
Today · 4.125%
HK$27,879
baseline
▲ 0.50% · 4.625%
HK$29,349
+HK$1,470/mo
Deposit HK$3.48M · loan HK$5.21M · min. income ≈ HK$55,758/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,757
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,558
−HK$814/mo
Today · 4.125%
HK$27,372
baseline
▲ 0.50% · 4.625%
HK$29,038
+HK$1,666/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,744/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,654
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,423
−HK$779/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$31,794
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$877/mo
Today · 4.125%
HK$29,478
baseline
▲ 0.50% · 4.625%
HK$31,271
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,956/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,686
−HK$840/mo
Today · 4.125%
HK$32,526
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,714/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,052/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,644
−HK$939/mo
Today · 4.125%
HK$31,583
baseline
▲ 0.50% · 4.625%
HK$33,505
+HK$1,922/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$63,166/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,063
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,949
−HK$900/mo
Today · 4.125%
HK$34,849
baseline
▲ 0.50% · 4.625%
HK$36,686
+HK$1,837/mo
Deposit HK$2.17M · loan HK$6.52M · min. income ≈ HK$69,698/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,687
−HK$1,002/mo
Today · 4.125%
HK$33,689
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$2,050/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,378/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,267
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,213
−HK$959/mo
Today · 4.125%
HK$37,172
baseline
▲ 0.50% · 4.625%
HK$39,131
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,344/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,682
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,730
−HK$1,064/mo
Today · 4.125%
HK$35,794
baseline
▲ 0.50% · 4.625%
HK$37,972
+HK$2,178/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$71,588/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,471
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,476
−HK$1,019/mo
Today · 4.125%
HK$39,495
baseline
▲ 0.50% · 4.625%
HK$41,577
+HK$2,082/mo
Deposit HK$1.30M · loan HK$7.39M · min. income ≈ HK$78,990/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,663
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,773
−HK$1,127/mo
Today · 4.125%
HK$37,900
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,800/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,675
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$40,739
−HK$1,080/mo
Today · 4.125%
HK$41,819
baseline
▲ 0.50% · 4.625%
HK$44,023
+HK$2,204/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,638/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,668 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).