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At today's rate and a 90% mortgage, the deposit on this unit is about HK$431K, with repayments around HK$18,821/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$431K · loan HK$3.88M · min. income ≈ HK$37,642/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$63,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-22 | HK$5.58M | +36.8% 5.1y · 7.0%/yr |
| 2016-02-15 | HK$4.08M | +124.2% 6.7y · 19.0%/yr |
| 2009-06-05 | HK$1.82M | +5.2% |
| 2008-03-04 | HK$1.73M | −24.8% |
| 1997-06-19 | HK$2.30M | +15.0% |
| 1997-02-28 | HK$2.00M | — |