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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,942/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,884/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,141 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 297 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 77%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-11 | HK$3.90M | −19.6% 9.5y · −2.0%/yr |
| 2016-11-16 | HK$4.85M | +153.9% 7.0y · 22.0%/yr |
| 2009-11-02 | HK$1.91M | +13.7% |
| 2008-03-07 | HK$1.68M | +41.2% |
| 2006-11-23 | HK$1.19M | −39.6% |
| 1997-09-01 | HK$1.97M | — |