▼ 0.50% · 3.625%
HK$16,700
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,219
−HK$528/mo
Today · 4.125%
HK$17,747
baseline
▲ 0.50% · 4.625%
HK$18,827
+HK$1,080/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$35,494/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,579
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,077
−HK$505/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,032/mo
Deposit HK$3.66M · loan HK$3.66M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,370
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,941
−HK$581/mo
Today · 4.125%
HK$19,522
baseline
▲ 0.50% · 4.625%
HK$20,710
+HK$1,188/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$39,044/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$20,984
−HK$557/mo
Today · 4.125%
HK$21,541
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,135/mo
Deposit HK$3.30M · loan HK$4.03M · min. income ≈ HK$43,082/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,040
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$20,663
−HK$634/mo
Today · 4.125%
HK$21,297
baseline
▲ 0.50% · 4.625%
HK$22,592
+HK$1,295/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$42,594/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,294
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$22,892
−HK$607/mo
Today · 4.125%
HK$23,499
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,238/mo
Deposit HK$2.93M · loan HK$4.39M · min. income ≈ HK$46,998/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$686/mo
Today · 4.125%
HK$23,071
baseline
▲ 0.50% · 4.625%
HK$24,475
+HK$1,404/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$46,142/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,152
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,800
−HK$657/mo
Today · 4.125%
HK$25,457
baseline
▲ 0.50% · 4.625%
HK$26,799
+HK$1,342/mo
Deposit HK$2.56M · loan HK$4.76M · min. income ≈ HK$50,914/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,380
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,107
−HK$739/mo
Today · 4.125%
HK$24,846
baseline
▲ 0.50% · 4.625%
HK$26,358
+HK$1,512/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$49,692/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,010
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,708
−HK$707/mo
Today · 4.125%
HK$27,415
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,445/mo
Deposit HK$2.20M · loan HK$5.13M · min. income ≈ HK$54,830/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,050
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,829
−HK$792/mo
Today · 4.125%
HK$26,621
baseline
▲ 0.50% · 4.625%
HK$28,241
+HK$1,620/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$53,242/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,868
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,615
−HK$758/mo
Today · 4.125%
HK$29,373
baseline
▲ 0.50% · 4.625%
HK$30,922
+HK$1,549/mo
Deposit HK$1.83M · loan HK$5.49M · min. income ≈ HK$58,746/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,720
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$845/mo
Today · 4.125%
HK$28,396
baseline
▲ 0.50% · 4.625%
HK$30,123
+HK$1,727/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$56,792/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,726
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,523
−HK$809/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,651/mo
Deposit HK$1.46M · loan HK$5.86M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,390
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$897/mo
Today · 4.125%
HK$30,170
baseline
▲ 0.50% · 4.625%
HK$32,006
+HK$1,836/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$60,340/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,584
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,431
−HK$859/mo
Today · 4.125%
HK$33,290
baseline
▲ 0.50% · 4.625%
HK$35,045
+HK$1,755/mo
Deposit HK$1.10M · loan HK$6.23M · min. income ≈ HK$66,580/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,995
−HK$950/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,889
+HK$1,944/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,441
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,338
−HK$910/mo
Today · 4.125%
HK$35,248
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$1,858/mo
Deposit HK$732K · loan HK$6.59M · min. income ≈ HK$70,496/mo (50% DSR)
Upfront cash ≈ HK$952K (deposit + AVD stamp duty HK$219,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).