▼ 0.50% · 3.625%
HK$17,941
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,500
−HK$567/mo
Today · 4.125%
HK$19,067
baseline
▲ 0.50% · 4.625%
HK$20,227
+HK$1,160/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,134/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,960
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,495
−HK$543/mo
Today · 4.125%
HK$21,038
baseline
▲ 0.50% · 4.625%
HK$22,147
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,076/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,736
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,350
−HK$623/mo
Today · 4.125%
HK$20,973
baseline
▲ 0.50% · 4.625%
HK$22,249
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,946/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,956
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,545
−HK$597/mo
Today · 4.125%
HK$23,142
baseline
▲ 0.50% · 4.625%
HK$24,362
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,284/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,530
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,199
−HK$681/mo
Today · 4.125%
HK$22,880
baseline
▲ 0.50% · 4.625%
HK$24,272
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,760/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,594
−HK$652/mo
Today · 4.125%
HK$25,246
baseline
▲ 0.50% · 4.625%
HK$26,576
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,492/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,324
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,049
−HK$738/mo
Today · 4.125%
HK$24,787
baseline
▲ 0.50% · 4.625%
HK$26,295
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,574/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,644
−HK$706/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$28,791
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,899
−HK$794/mo
Today · 4.125%
HK$26,693
baseline
▲ 0.50% · 4.625%
HK$28,317
+HK$1,624/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,386/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,944
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,693
−HK$760/mo
Today · 4.125%
HK$29,453
baseline
▲ 0.50% · 4.625%
HK$31,006
+HK$1,553/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,906/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,749
−HK$851/mo
Today · 4.125%
HK$28,600
baseline
▲ 0.50% · 4.625%
HK$30,340
+HK$1,740/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,200/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,940
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,743
−HK$814/mo
Today · 4.125%
HK$31,557
baseline
▲ 0.50% · 4.625%
HK$33,221
+HK$1,664/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,114/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,706
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,599
−HK$908/mo
Today · 4.125%
HK$30,507
baseline
▲ 0.50% · 4.625%
HK$32,363
+HK$1,856/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$61,014/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,936
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,792
−HK$869/mo
Today · 4.125%
HK$33,661
baseline
▲ 0.50% · 4.625%
HK$35,435
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,322/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,501
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,449
−HK$964/mo
Today · 4.125%
HK$32,413
baseline
▲ 0.50% · 4.625%
HK$34,385
+HK$1,972/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,826/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,932
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,842
−HK$923/mo
Today · 4.125%
HK$35,765
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$1,885/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,530/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,295
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$33,299
−HK$1,021/mo
Today · 4.125%
HK$34,320
baseline
▲ 0.50% · 4.625%
HK$36,408
+HK$2,088/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,640/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,891
−HK$978/mo
Today · 4.125%
HK$37,869
baseline
▲ 0.50% · 4.625%
HK$39,865
+HK$1,996/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,738/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).