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At today's rate and a 90% mortgage, the deposit on this unit is about HK$226K, with repayments around HK$9,842/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$226K · loan HK$2.03M · min. income ≈ HK$19,684/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- G/F
- Flat
- Q
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 376 ft²
- Efficiency
- 71%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-10-09 | HK$3.00M | +16.3% 1.6y · 10.0%/yr |
| 2017-03-07 | HK$2.58M | +193.2% 9.4y · 20.0%/yr |
| 2007-10-08 | HK$880K | +35.4% |
| 2006-08-01 | HK$650K | +35.4% |
| 2004-12-28 | HK$480K | −36.8% |
| 1996-08-07 | HK$760K | — |