▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,786
−HK$147/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$140/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$1.02M · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$331/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$155/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$315/mo
Deposit HK$916K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$169/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$344/mo
Deposit HK$814K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,035
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$191/mo
Today · 4.125%
HK$6,413
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$390/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$12,826/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,713
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,894
−HK$182/mo
Today · 4.125%
HK$7,076
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$373/mo
Deposit HK$713K · loan HK$1.32M · min. income ≈ HK$14,152/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,499
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,701
−HK$205/mo
Today · 4.125%
HK$6,906
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$421/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$13,812/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,230
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,424
−HK$196/mo
Today · 4.125%
HK$7,620
baseline
▲ 0.50% · 4.625%
HK$8,022
+HK$402/mo
Deposit HK$611K · loan HK$1.43M · min. income ≈ HK$15,240/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,180
−HK$220/mo
Today · 4.125%
HK$7,400
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$450/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$14,800/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,746
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,954
−HK$211/mo
Today · 4.125%
HK$8,165
baseline
▲ 0.50% · 4.625%
HK$8,595
+HK$430/mo
Deposit HK$509K · loan HK$1.53M · min. income ≈ HK$16,330/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,658
−HK$235/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,373
+HK$480/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,263
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,484
−HK$225/mo
Today · 4.125%
HK$8,709
baseline
▲ 0.50% · 4.625%
HK$9,168
+HK$459/mo
Deposit HK$407K · loan HK$1.63M · min. income ≈ HK$17,418/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,891
−HK$495/mo
▼ 0.25% · 3.875%
HK$8,137
−HK$249/mo
Today · 4.125%
HK$8,386
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$511/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$16,772/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,779
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,015
−HK$238/mo
Today · 4.125%
HK$9,253
baseline
▲ 0.50% · 4.625%
HK$9,741
+HK$488/mo
Deposit HK$305K · loan HK$1.73M · min. income ≈ HK$18,506/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,356
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$264/mo
Today · 4.125%
HK$8,880
baseline
▲ 0.50% · 4.625%
HK$9,420
+HK$540/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$17,760/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,296
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,545
−HK$253/mo
Today · 4.125%
HK$9,798
baseline
▲ 0.50% · 4.625%
HK$10,314
+HK$516/mo
Deposit HK$204K · loan HK$1.83M · min. income ≈ HK$19,596/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).