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45/F A

in Island Lodge

Eastern District · Hong Kong Island

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2/F C11號 6/F A 834 ft² 6/F B 618 ft² 6/F C 978 ft² 7/F A 853 ft² 7/F B 640 ft² 7/F C 1,003 ft² 8/F A 853 ft² 8/F B 640 ft² 8/F C 1,003 ft² 9/F A 853 ft² 9/F D 833 ft² 9/F E 650 ft² 9/F B 640 ft² 9/F C 1,003 ft² 10/F A 853 ft² 10/F B 640 ft² 10/F D 802 ft² 10/F C 1,003 ft² 10/F E 629 ft² 11/F B 640 ft² 11/F C 1,003 ft² 11/F D 802 ft² 11/F A 853 ft² 11/F E 629 ft² 12/F A 853 ft² 12/F B 640 ft² 12/F C 1,003 ft² 12/F E 629 ft² 12/F D 802 ft² 13/F A 853 ft² 13/F C 1,003 ft² 13/F D 802 ft² 13/F E 629 ft² 13/F B 640 ft² 15/F A 853 ft² 15/F C 1,003 ft² 15/F D 802 ft² 15/F E 629 ft² 15/F B 640 ft² 16/F A 853 ft² 16/F C 1,003 ft² 16/F E 629 ft² 16/F B 640 ft² 16/F D 802 ft² 17/F A 853 ft² 17/F B 640 ft² 17/F E 629 ft² 17/F C 1,003 ft² 17/F D 802 ft² 18/F A 853 ft² 18/F B 640 ft² 18/F C 1,003 ft² 18/F D 802 ft² 18/F E 629 ft² 19/F A 853 ft² 19/F C 1,003 ft² 19/F D 802 ft² 19/F B 640 ft² 19/F E 629 ft² 20/F A 853 ft² 20/F B 640 ft² 20/F C 1,003 ft² 20/F D 802 ft² 20/F E 629 ft² 21/F A 853 ft² 21/F E 629 ft² 21/F B 640 ft² 21/F C 1,003 ft² 21/F D 802 ft² 22/F A 853 ft² 22/F D 802 ft² 22/F E 629 ft² 22/F B 640 ft² 22/F C 1,003 ft² 23/F A 853 ft² 23/F B 640 ft² 23/F C 1,003 ft² 23/F D 802 ft² 23/F E 629 ft² 25/F A 853 ft² 25/F B 640 ft² 25/F D 802 ft² 25/F E 629 ft² 25/F C 1,003 ft² 27/F A 853 ft² 27/F C 985 ft² 27/F D 802 ft² 27/F B 643 ft² 27/F E 629 ft² 28/F A 853 ft² 28/F B 643 ft² 28/F C 985 ft² 28/F D 802 ft² 28/F E 629 ft² 29/F A 853 ft² 29/F B 643 ft² 29/F C 985 ft² 29/F D 802 ft² 29/F E 629 ft² 30/F A 853 ft² 30/F D 797 ft² 30/F B 643 ft² 30/F C 985 ft² 30/F E 629 ft² 31/F A 853 ft² 31/F B 643 ft² 31/F C 985 ft² 31/F D 802 ft² 31/F E 629 ft² 32/F A 853 ft² 32/F B 643 ft² 32/F C 985 ft² 32/F D 802 ft² 32/F E 629 ft² 33/F A 853 ft² 33/F C 985 ft² 33/F D 802 ft² 33/F B 643 ft² 33/F E 629 ft² 35/F A 853 ft² 35/F B 643 ft² 35/F C 985 ft² 35/F D 802 ft² 35/F E 629 ft² 36/F A 853 ft² 36/F B 643 ft² 36/F C 985 ft² 36/F D 802 ft² 36/F E 629 ft² 37/F A 853 ft² 37/F B 643 ft² 37/F C 985 ft² 37/F D 802 ft² 37/F E 629 ft² 38/F A 853 ft² 38/F B 643 ft² 38/F C 985 ft² 38/F E 629 ft² 38/F D 802 ft² 39/F A 853 ft² 39/F B 643 ft² 39/F C 985 ft² 39/F D 802 ft² 39/F E 629 ft² 40/F A 853 ft² 40/F C 985 ft² 40/F D 802 ft² 40/F B 643 ft² 40/F E 629 ft² 41/F A 853 ft² 41/F B 643 ft² 41/F C 985 ft² 41/F D 802 ft² 41/F E 629 ft² 42/F A 853 ft² 42/F B 643 ft² 42/F C 985 ft² 42/F D 802 ft² 42/F E 629 ft² 43/F A 853 ft² 43/F B 643 ft² 43/F D 802 ft² 43/F E 629 ft² 43/F C 985 ft² 45/F A 853 ft² 45/F B 643 ft² 45/F C 985 ft² 45/F D 802 ft² 45/F E 629 ft² 46/F B 643 ft² 46/F C 985 ft² 46/F D 802 ft² 46/F E 629 ft² 46/F A 853 ft² 47/F C 985 ft² 47/F D 802 ft² 47/F E 629 ft² 48/F E 1,464 ft² 49/F A 1,271 ft² 49/F E 1,242 ft²
Crescira AVM · estimated value ● Medium confidence
HK$20.73M
≈ HK$24,298 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.22M, with repayments around HK$70,314/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,165
−HK$4,149/mo
▼ 0.25% · 3.875%
HK$68,223
−HK$2,091/mo
Today · 4.125%
HK$70,314
baseline
▲ 0.50% · 4.625%
HK$74,593
+HK$4,279/mo

Deposit HK$6.22M · loan HK$14.51M · min. income ≈ HK$140,628/mo (50% DSR)

Upfront cash ≈ HK$7.04M (deposit + AVD stamp duty HK$822,609 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
45/F
Flat
A
Saleable Area
853 ft²
Gross Area
1,120 ft²
Efficiency
76%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2009-09-28 HK$17.01M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 3 min walk · 184 m
Education
40
schools within 1 km (14 within 500 m)
Daily convenience
40
within 1 km (21 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

6/F A
834 ft²
HK$17.23M
6/F B
618 ft²
HK$12.52M
6/F C
978 ft²
HK$21.25M
7/F A
853 ft²
HK$17.18M
7/F B
640 ft²
HK$12.72M
7/F C
1,003 ft²
HK$21.33M
Data sourced from Renavon.com