▼ 0.50% · 3.625%
HK$19,418
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$613/mo
Today · 4.125%
HK$20,635
baseline
▲ 0.50% · 4.625%
HK$21,891
+HK$1,256/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,270/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,181
−HK$588/mo
Today · 4.125%
HK$22,769
baseline
▲ 0.50% · 4.625%
HK$23,969
+HK$1,200/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,538/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,360
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,024
−HK$675/mo
Today · 4.125%
HK$22,699
baseline
▲ 0.50% · 4.625%
HK$24,080
+HK$1,381/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,398/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,762
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,400
−HK$646/mo
Today · 4.125%
HK$25,046
baseline
▲ 0.50% · 4.625%
HK$26,366
+HK$1,320/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,092/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,301
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,026
−HK$736/mo
Today · 4.125%
HK$24,762
baseline
▲ 0.50% · 4.625%
HK$26,269
+HK$1,507/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$49,524/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,922
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,618
−HK$705/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,763
+HK$1,440/mo
Deposit HK$3.41M · loan HK$5.11M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,243
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$26,028
−HK$798/mo
Today · 4.125%
HK$26,826
baseline
▲ 0.50% · 4.625%
HK$28,458
+HK$1,632/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,652/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,083
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,836
−HK$764/mo
Today · 4.125%
HK$29,600
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,560/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,200/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$28,030
−HK$860/mo
Today · 4.125%
HK$28,890
baseline
▲ 0.50% · 4.625%
HK$30,647
+HK$1,757/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$57,780/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,243
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,054
−HK$823/mo
Today · 4.125%
HK$31,877
baseline
▲ 0.50% · 4.625%
HK$33,557
+HK$1,680/mo
Deposit HK$2.55M · loan HK$5.96M · min. income ≈ HK$63,754/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,127
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,033
−HK$920/mo
Today · 4.125%
HK$30,953
baseline
▲ 0.50% · 4.625%
HK$32,837
+HK$1,884/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$61,906/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,403
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,272
−HK$882/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$35,954
+HK$1,800/mo
Deposit HK$2.13M · loan HK$6.39M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,035
−HK$982/mo
Today · 4.125%
HK$33,017
baseline
▲ 0.50% · 4.625%
HK$35,026
+HK$2,009/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$66,034/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,563
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$941/mo
Today · 4.125%
HK$36,431
baseline
▲ 0.50% · 4.625%
HK$38,351
+HK$1,920/mo
Deposit HK$1.70M · loan HK$6.81M · min. income ≈ HK$72,862/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,010
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,037
−HK$1,043/mo
Today · 4.125%
HK$35,080
baseline
▲ 0.50% · 4.625%
HK$37,215
+HK$2,135/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$70,160/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,723
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,708
−HK$1,000/mo
Today · 4.125%
HK$38,708
baseline
▲ 0.50% · 4.625%
HK$40,748
+HK$2,040/mo
Deposit HK$1.28M · loan HK$7.24M · min. income ≈ HK$77,416/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,952
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,039
−HK$1,105/mo
Today · 4.125%
HK$37,144
baseline
▲ 0.50% · 4.625%
HK$39,404
+HK$2,260/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$74,288/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,884
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,927
−HK$1,057/mo
Today · 4.125%
HK$40,984
baseline
▲ 0.50% · 4.625%
HK$43,145
+HK$2,161/mo
Deposit HK$852K · loan HK$7.66M · min. income ≈ HK$81,968/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,468 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).