▼ 0.50% · 3.625%
HK$19,513
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,120
−HK$617/mo
Today · 4.125%
HK$20,737
baseline
▲ 0.50% · 4.625%
HK$21,999
+HK$1,262/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,474/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,708
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$590/mo
Today · 4.125%
HK$22,881
baseline
▲ 0.50% · 4.625%
HK$24,087
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,762/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,465
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,132
−HK$679/mo
Today · 4.125%
HK$22,811
baseline
▲ 0.50% · 4.625%
HK$24,199
+HK$1,388/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,622/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,879
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$649/mo
Today · 4.125%
HK$25,169
baseline
▲ 0.50% · 4.625%
HK$26,496
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,338/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,416
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,144
−HK$740/mo
Today · 4.125%
HK$24,884
baseline
▲ 0.50% · 4.625%
HK$26,399
+HK$1,515/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,768/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,050
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$708/mo
Today · 4.125%
HK$27,457
baseline
▲ 0.50% · 4.625%
HK$28,905
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,914/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,367
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,156
−HK$802/mo
Today · 4.125%
HK$26,958
baseline
▲ 0.50% · 4.625%
HK$28,598
+HK$1,640/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,916/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,221
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,978
−HK$768/mo
Today · 4.125%
HK$29,746
baseline
▲ 0.50% · 4.625%
HK$31,314
+HK$1,568/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,492/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,319
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,168
−HK$864/mo
Today · 4.125%
HK$29,032
baseline
▲ 0.50% · 4.625%
HK$30,798
+HK$1,766/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,064/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,392
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,207
−HK$827/mo
Today · 4.125%
HK$32,034
baseline
▲ 0.50% · 4.625%
HK$33,722
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,068/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$926/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,563
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,436
−HK$886/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,131
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,221
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,193
−HK$986/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$35,198
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,733
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,665
−HK$945/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,930/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,173
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,048/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,398
+HK$2,145/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,904
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,894
−HK$1,004/mo
Today · 4.125%
HK$38,898
baseline
▲ 0.50% · 4.625%
HK$40,948
+HK$2,050/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,796/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,124
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$1,110/mo
Today · 4.125%
HK$37,327
baseline
▲ 0.50% · 4.625%
HK$39,598
+HK$2,271/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,654/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,075
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,123
−HK$1,063/mo
Today · 4.125%
HK$41,186
baseline
▲ 0.50% · 4.625%
HK$43,357
+HK$2,171/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,372/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,726 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).