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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,332/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.75M · min. income ≈ HK$26,664/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- A
- Saleable Area
- 226 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 58%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-22 | HK$4.70M | −6.9% 3.7y · −2.0%/yr |
| 2018-06-22 | HK$5.05M | +180.6% 8.3y · 22.0%/yr |
| 2010-02-19 | HK$1.80M | +13.9% |
| 2008-01-14 | HK$1.58M | +16.2% |
| 2007-08-28 | HK$1.36M | +0.0% |
| 2004-02-28 | HK$1.36M | +86.3% |
| 2003-11-21 | HK$730K | — |