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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,156/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.71M · min. income ≈ HK$26,312/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway North Point Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 226 Saleable ft²
- Gross Area
- 392 ft²
- Efficiency
- 58%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-06-20 | HK$4.81M | +55.2% 5.7y · 10.0%/yr |
| 2012-11-02 | HK$3.10M | +33.0% |
| 2011-07-11 | HK$2.33M | +2.2% |
| 2011-05-23 | HK$2.28M | +30.3% |
| 2010-04-01 | HK$1.75M | +6.1% |
| 2008-03-17 | HK$1.65M | +65.0% |
| 2004-02-27 | HK$1.00M | +0.0% |
| 2004-02-07 | HK$1.00M | +37.0% |
| 2003-11-21 | HK$730K | — |