▼ 0.50% · 3.625%
HK$22,255
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,947
−HK$703/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$25,089
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,758
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,422
−HK$674/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,471
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$5.23M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,480
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$25,241
−HK$774/mo
Today · 4.125%
HK$26,015
baseline
▲ 0.50% · 4.625%
HK$27,598
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,030/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,234
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,964
−HK$741/mo
Today · 4.125%
HK$28,705
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,513/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,410/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,705
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$844/mo
Today · 4.125%
HK$28,380
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,727/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$56,760/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,710
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$809/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.86M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,931
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,831
−HK$914/mo
Today · 4.125%
HK$30,745
baseline
▲ 0.50% · 4.625%
HK$32,616
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,490/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,185
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,048
−HK$876/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,712
+HK$1,788/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,156
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$985/mo
Today · 4.125%
HK$33,110
baseline
▲ 0.50% · 4.625%
HK$35,125
+HK$2,015/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,220/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,661
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$943/mo
Today · 4.125%
HK$36,534
baseline
▲ 0.50% · 4.625%
HK$38,459
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,068/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,382
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,420
−HK$1,055/mo
Today · 4.125%
HK$35,475
baseline
▲ 0.50% · 4.625%
HK$37,634
+HK$2,159/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,950/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,137
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,133
−HK$1,010/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,207
+HK$2,064/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,607
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,715
−HK$1,125/mo
Today · 4.125%
HK$37,840
baseline
▲ 0.50% · 4.625%
HK$40,143
+HK$2,303/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,680/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,613
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,675
−HK$1,078/mo
Today · 4.125%
HK$41,753
baseline
▲ 0.50% · 4.625%
HK$43,954
+HK$2,201/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,506/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,833
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,009
−HK$1,196/mo
Today · 4.125%
HK$40,205
baseline
▲ 0.50% · 4.625%
HK$42,651
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$80,410/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,088
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,217
−HK$1,145/mo
Today · 4.125%
HK$44,362
baseline
▲ 0.50% · 4.625%
HK$46,701
+HK$2,339/mo
Deposit HK$1.46M · loan HK$8.30M · min. income ≈ HK$88,724/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,058
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,304
−HK$1,266/mo
Today · 4.125%
HK$42,570
baseline
▲ 0.50% · 4.625%
HK$45,160
+HK$2,590/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,140/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,564
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,759
−HK$1,213/mo
Today · 4.125%
HK$46,972
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,476/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,944/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,966 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).