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Crescira AVM · estimated value Medium confidence
HK$14.74M
≈ HK$19,241 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.42M, with repayments around HK$50,001/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$47,051
−HK$2,950/mo
▼ 0.25% · 3.875%
HK$48,514
−HK$1,487/mo
Today · 4.125%
HK$50,001
baseline
▲ 0.50% · 4.625%
HK$53,044
+HK$3,043/mo

Deposit HK$4.42M · loan HK$10.32M · min. income ≈ HK$100,002/mo (50% DSR)

Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$552,698 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
18/F
Flat
A
Saleable Area
766 ft²
Gross Area
1,025 ft²
Efficiency
75%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2026-05-11 HK$12.88M +7.3%
11.9y
2023-04-18 HK$12.00M −1.6%
8.8y
2014-07-09 HK$12.20M +6.1%
2009-10-12 HK$11.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 3 min walk · 240 m
Education
48
schools within 1 km (26 within 500 m)
Daily convenience
47
within 1 km (25 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
40
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com