▼ 0.50% · 3.625%
HK$14,455
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,904
−HK$457/mo
Today · 4.125%
HK$15,361
baseline
▲ 0.50% · 4.625%
HK$16,296
+HK$935/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,722/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,081
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,512
−HK$437/mo
Today · 4.125%
HK$16,949
baseline
▲ 0.50% · 4.625%
HK$17,843
+HK$894/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,898/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,395
−HK$502/mo
Today · 4.125%
HK$16,897
baseline
▲ 0.50% · 4.625%
HK$17,925
+HK$1,028/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$33,794/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,689
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,163
−HK$481/mo
Today · 4.125%
HK$18,644
baseline
▲ 0.50% · 4.625%
HK$19,627
+HK$983/mo
Deposit HK$2.85M · loan HK$3.49M · min. income ≈ HK$37,288/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,346
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,885
−HK$548/mo
Today · 4.125%
HK$18,433
baseline
▲ 0.50% · 4.625%
HK$19,555
+HK$1,122/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$36,866/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,297
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,814
−HK$525/mo
Today · 4.125%
HK$20,339
baseline
▲ 0.50% · 4.625%
HK$21,411
+HK$1,072/mo
Deposit HK$2.54M · loan HK$3.80M · min. income ≈ HK$40,678/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,791
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,376
−HK$593/mo
Today · 4.125%
HK$19,969
baseline
▲ 0.50% · 4.625%
HK$21,185
+HK$1,216/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$39,938/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,905
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,466
−HK$568/mo
Today · 4.125%
HK$22,034
baseline
▲ 0.50% · 4.625%
HK$23,196
+HK$1,162/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$44,068/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,237
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,866
−HK$640/mo
Today · 4.125%
HK$21,506
baseline
▲ 0.50% · 4.625%
HK$22,814
+HK$1,308/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$43,012/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,513
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,117
−HK$612/mo
Today · 4.125%
HK$23,729
baseline
▲ 0.50% · 4.625%
HK$24,980
+HK$1,251/mo
Deposit HK$1.90M · loan HK$4.44M · min. income ≈ HK$47,458/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,682
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,356
−HK$686/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,444
+HK$1,402/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,121
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,768
−HK$656/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,764
+HK$1,340/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,127
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,847
−HK$731/mo
Today · 4.125%
HK$24,578
baseline
▲ 0.50% · 4.625%
HK$26,073
+HK$1,495/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$49,156/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,729
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,419
−HK$700/mo
Today · 4.125%
HK$27,119
baseline
▲ 0.50% · 4.625%
HK$28,549
+HK$1,430/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$54,238/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,573
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,337
−HK$777/mo
Today · 4.125%
HK$26,114
baseline
▲ 0.50% · 4.625%
HK$27,703
+HK$1,589/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$52,228/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,337
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,070
−HK$744/mo
Today · 4.125%
HK$28,814
baseline
▲ 0.50% · 4.625%
HK$30,333
+HK$1,519/mo
Deposit HK$951K · loan HK$5.39M · min. income ≈ HK$57,628/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$822/mo
Today · 4.125%
HK$27,650
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,682/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$55,300/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$788/mo
Today · 4.125%
HK$30,509
baseline
▲ 0.50% · 4.625%
HK$32,117
+HK$1,608/mo
Deposit HK$634K · loan HK$5.71M · min. income ≈ HK$61,018/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$168,906 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).