Home Eastern District Royal Terrace

38/F F

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1/F 6號 1/F 7號 1/F 9號 2/F 2號 2/F 6號 2/F 19號 6/F A 448 ft² 6/F B 379 ft² 6/F C 379 ft² 6/F D 448 ft² 6/F E 446 ft² 6/F F 379 ft² 6/F G 379 ft² 6/F H 446 ft² 7/F A 448 ft² 7/F B 379 ft² 7/F C 379 ft² 7/F D 448 ft² 7/F E 446 ft² 7/F F 379 ft² 7/F G 379 ft² 7/F H 446 ft² 8/F A 448 ft² 8/F B 379 ft² 8/F C 379 ft² 8/F D 448 ft² 8/F E 446 ft² 8/F F 379 ft² 8/F G 379 ft² 8/F H 446 ft² 9/F A 448 ft² 9/F B 379 ft² 9/F C 379 ft² 9/F D 448 ft² 9/F E 446 ft² 9/F F 379 ft² 9/F G 379 ft² 9/F H 446 ft² 10/F A 448 ft² 10/F B 379 ft² 10/F C 379 ft² 10/F D 448 ft² 10/F E 446 ft² 10/F F 379 ft² 10/F G 379 ft² 10/F H 446 ft² 11/F A 448 ft² 11/F B 379 ft² 11/F C 379 ft² 11/F D 448 ft² 11/F E 446 ft² 11/F F 379 ft² 11/F G 379 ft² 11/F H 446 ft² 12/F A 448 ft² 12/F B 379 ft² 12/F C 379 ft² 12/F D 448 ft² 12/F E 446 ft² 12/F F 379 ft² 12/F G 379 ft² 12/F H 446 ft² 13/F A 448 ft² 13/F B 379 ft² 13/F C 379 ft² 13/F D 448 ft² 13/F E 446 ft² 13/F F 379 ft² 13/F G 379 ft² 13/F H 446 ft² 15/F A 448 ft² 15/F B 379 ft² 15/F C 379 ft² 15/F D 448 ft² 15/F E 446 ft² 15/F F 379 ft² 15/F G 379 ft² 15/F H 446 ft² 16/F A 448 ft² 16/F B 379 ft² 16/F C 379 ft² 16/F D 448 ft² 16/F E 446 ft² 16/F F 379 ft² 16/F G 379 ft² 16/F H 446 ft² 17/F A 448 ft² 17/F B 379 ft² 17/F C 379 ft² 17/F D 448 ft² 17/F E 446 ft² 17/F F 379 ft² 17/F G 379 ft² 17/F H 446 ft² 18/F A 448 ft² 18/F B 379 ft² 18/F C 379 ft² 18/F D 448 ft² 18/F E 446 ft² 18/F F 379 ft² 18/F G 379 ft² 18/F H 446 ft² 19/F A 448 ft² 19/F B 379 ft² 19/F C 379 ft² 19/F D 448 ft² 19/F E 446 ft² 19/F F 379 ft² 19/F G 379 ft² 19/F H 446 ft² 20/F A 448 ft² 20/F B 379 ft² 20/F C 379 ft² 20/F D 448 ft² 20/F E 446 ft² 20/F F 379 ft² 20/F G 379 ft² 20/F H 446 ft² 21/F A 448 ft² 21/F B 379 ft² 21/F C 379 ft² 21/F D 448 ft² 21/F E 446 ft² 21/F F 379 ft² 21/F G 379 ft² 21/F H 446 ft² 22/F A 469 ft² 22/F B 400 ft² 22/F C 400 ft² 22/F D 469 ft² 22/F E 467 ft² 22/F F 400 ft² 22/F G 400 ft² 22/F H 467 ft² 23/F A 469 ft² 23/F B 400 ft² 23/F C 400 ft² 23/F D 469 ft² 23/F E 467 ft² 23/F F 400 ft² 23/F G 400 ft² 23/F H 467 ft² 25/F A 469 ft² 25/F B 400 ft² 25/F C 400 ft² 25/F D 469 ft² 25/F E 467 ft² 25/F F 400 ft² 25/F G 400 ft² 25/F H 467 ft² 26/F A 469 ft² 26/F B 400 ft² 26/F C 400 ft² 26/F D 469 ft² 26/F E 467 ft² 26/F F 400 ft² 26/F G 400 ft² 26/F H 467 ft² 27/F A 469 ft² 27/F B 400 ft² 27/F C 400 ft² 27/F D 469 ft² 27/F E 467 ft² 27/F F 400 ft² 27/F G 400 ft² 27/F H 467 ft² 28/F A 469 ft² 28/F B 400 ft² 28/F C 400 ft² 28/F D 469 ft² 28/F E 467 ft² 28/F F 400 ft² 28/F G 400 ft² 28/F H 467 ft² 29/F A 469 ft² 29/F B 400 ft² 29/F C 400 ft² 29/F D 469 ft² 29/F E 467 ft² 29/F F 400 ft² 29/F G 400 ft² 29/F H 467 ft² 30/F A 469 ft² 30/F B 400 ft² 30/F C 400 ft² 30/F D 469 ft² 30/F E 467 ft² 30/F F 400 ft² 30/F G 400 ft² 30/F H 467 ft² 31/F A 612 ft² 31/F B 400 ft² 31/F C 400 ft² 31/F D 612 ft² 31/F E 473 ft² 31/F F 400 ft² 31/F G 400 ft² 31/F H 473 ft² 32/F A 612 ft² 32/F B 400 ft² 32/F C 400 ft² 32/F D 612 ft² 32/F E 473 ft² 32/F F 400 ft² 32/F G 400 ft² 32/F H 473 ft² 33/F A 612 ft² 33/F B 400 ft² 33/F C 400 ft² 33/F D 612 ft² 33/F E 473 ft² 33/F F 400 ft² 33/F G 400 ft² 33/F H 473 ft² 35/F A 612 ft² 35/F B 400 ft² 35/F C 400 ft² 35/F D 612 ft² 35/F E 473 ft² 35/F F 400 ft² 35/F G 400 ft² 35/F H 473 ft² 36/F A 612 ft² 36/F B 400 ft² 36/F C 400 ft² 36/F D 612 ft² 36/F E 473 ft² 36/F F 400 ft² 36/F G 400 ft² 36/F H 473 ft² 37/F A 612 ft² 37/F B 400 ft² 37/F C 400 ft² 37/F D 612 ft² 37/F E 473 ft² 37/F F 400 ft² 37/F G 400 ft² 37/F H 473 ft² 38/F B 1,429 ft² 38/F A 611 ft² 38/F C 1,487 ft² 38/F D 611 ft² 38/F E 473 ft² 38/F F 1,329 ft² 38/F G 1,329 ft² 38/F H 473 ft²

Crescira AVM · estimated value ● Medium confidence

HK$27.50M

≈ HK$20,693 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.25M, with repayments around HK$93,298/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$87,793

−HK$5,505/mo

▼ 0.25% · 3.875%

HK$90,524

−HK$2,774/mo

Today · 4.125%

HK$93,298

baseline

▲ 0.50% · 4.625%

HK$98,975

+HK$5,677/mo

Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,596/mo (50% DSR)

Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,791 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 38/F
Flat: F
Saleable Area: 1,329 ft²
Gross Area: 1,771 ft²
Efficiency: 75%
District: Eastern District · Hong Kong Island
School net (POA): 14

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-04-24	HK$25.00M	+41.2% 7.2y	HK$18,811	HK$14,116
2011-01-27	HK$17.71M	+41.7% 4.1y	HK$13,326	HK$10,000
2006-12-29	HK$12.50M	—	HK$9,406	HK$7,058

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Quarry Bay

≈ 2 min walk · 117 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (8 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Quarry Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 40 parks, libraries and sports venues nearby.

Location

Other appraised units in this building