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Crescira AVM · estimated value ● Medium confidence
HK$13.03M
≈ HK$17,350 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.91M, with repayments around HK$44,205/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,597
−HK$2,608/mo
▼ 0.25% · 3.875%
HK$42,891
−HK$1,314/mo
Today · 4.125%
HK$44,205
baseline
▲ 0.50% · 4.625%
HK$46,895
+HK$2,690/mo

Deposit HK$3.91M · loan HK$9.12M · min. income ≈ HK$88,410/mo (50% DSR)

Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$488,630 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
E
Saleable Area
751 ft²
Gross Area
965 ft²
Efficiency
78%
District
Eastern District · Hong Kong Island
School net (POA)
14

Transaction History

Date Price Gain / loss
2025-08-04 HK$10.50M +14.8%
14.4y
2011-03-16 HK$9.15M +29.8%
3.2y
2007-12-21 HK$7.05M +42.4%
7.4y
2000-08-02 HK$4.95M −8.0%
2.0y
1998-08-19 HK$5.38M −31.0%
1.6y
1997-01-23 HK$7.80M +11.4%
1996-12-07 HK$7.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
North Point
≈ 6 min walk · 443 m
Education
46
schools within 1 km (17 within 500 m)
Daily convenience
41
within 1 km (10 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to North Point Station (a rail station within an 8-min walk earns this label).

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 41 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building