▼ 0.50% · 3.625%
HK$21,925
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,607
−HK$693/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,718
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,046
−HK$664/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,065
+HK$1,355/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,868
−HK$762/mo
Today · 4.125%
HK$25,630
baseline
▲ 0.50% · 4.625%
HK$27,190
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,260/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,831
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$730/mo
Today · 4.125%
HK$28,281
baseline
▲ 0.50% · 4.625%
HK$29,771
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,562/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,310
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,129
−HK$831/mo
Today · 4.125%
HK$27,960
baseline
▲ 0.50% · 4.625%
HK$29,662
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,920/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,270
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,055
−HK$796/mo
Today · 4.125%
HK$30,851
baseline
▲ 0.50% · 4.625%
HK$32,478
+HK$1,627/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,702/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,390
−HK$900/mo
Today · 4.125%
HK$30,290
baseline
▲ 0.50% · 4.625%
HK$32,133
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,580/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,709
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,560
−HK$862/mo
Today · 4.125%
HK$33,422
baseline
▲ 0.50% · 4.625%
HK$35,184
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,844/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$970/mo
Today · 4.125%
HK$32,620
baseline
▲ 0.50% · 4.625%
HK$34,605
+HK$1,985/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,240/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,148
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,064
−HK$929/mo
Today · 4.125%
HK$35,993
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$1,898/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,986/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,888
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$1,039/mo
Today · 4.125%
HK$34,950
baseline
▲ 0.50% · 4.625%
HK$37,077
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,900/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,588
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,569
−HK$995/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,597
+HK$2,033/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,081
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,172
−HK$1,108/mo
Today · 4.125%
HK$37,280
baseline
▲ 0.50% · 4.625%
HK$39,549
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,560/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,027
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,073
−HK$1,062/mo
Today · 4.125%
HK$41,135
baseline
▲ 0.50% · 4.625%
HK$43,304
+HK$2,169/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,270/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,433
−HK$1,177/mo
Today · 4.125%
HK$39,610
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,411/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,220/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,466
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$42,578
−HK$1,128/mo
Today · 4.125%
HK$43,706
baseline
▲ 0.50% · 4.625%
HK$46,010
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,412/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,466
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,693
−HK$1,248/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,492
+HK$2,551/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,905
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,083
−HK$1,194/mo
Today · 4.125%
HK$46,277
baseline
▲ 0.50% · 4.625%
HK$48,717
+HK$2,440/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$92,554/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).