Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$760K, with repayments around HK$33,157/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,314/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,047 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Fortress Hill Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 4
- Saleable Area
- 521 Saleable ft²
- Gross Area
- 636 ft²
- Efficiency
- 82%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 14
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-24 | HK$9.70M | +27.6% 4.7y · 6.0%/yr |
| 2016-07-12 | HK$7.60M | +15.5% 3.4y · 5.0%/yr |
| 2013-02-25 | HK$6.58M | +43.4% |
| 2010-07-13 | HK$4.59M | +39.9% |
| 2007-11-26 | HK$3.28M | −29.6% |
| 1997-08-08 | HK$4.66M | +33.1% |
| 1996-05-17 | HK$3.50M | — |