▼ 0.50% · 3.625%
HK$19,804
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,420
−HK$626/mo
Today · 4.125%
HK$21,046
baseline
▲ 0.50% · 4.625%
HK$22,327
+HK$1,281/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,092/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,032
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,623
−HK$600/mo
Today · 4.125%
HK$23,223
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,224/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,446/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,785
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,463
−HK$688/mo
Today · 4.125%
HK$23,151
baseline
▲ 0.50% · 4.625%
HK$24,560
+HK$1,409/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,302/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,235
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$24,885
−HK$660/mo
Today · 4.125%
HK$25,545
baseline
▲ 0.50% · 4.625%
HK$26,891
+HK$1,346/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,090/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,765
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$751/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,792
+HK$1,536/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$719/mo
Today · 4.125%
HK$27,867
baseline
▲ 0.50% · 4.625%
HK$29,336
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,734/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,746
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,547
−HK$813/mo
Today · 4.125%
HK$27,360
baseline
▲ 0.50% · 4.625%
HK$29,025
+HK$1,665/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$54,720/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,642
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$779/mo
Today · 4.125%
HK$30,189
baseline
▲ 0.50% · 4.625%
HK$31,781
+HK$1,592/mo
Deposit HK$3.04M · loan HK$5.65M · min. income ≈ HK$60,378/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,726
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$876/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,793/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,672
−HK$840/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,225
+HK$1,713/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,707
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,631
−HK$939/mo
Today · 4.125%
HK$31,570
baseline
▲ 0.50% · 4.625%
HK$33,490
+HK$1,920/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,140/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,048
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,935
−HK$899/mo
Today · 4.125%
HK$34,834
baseline
▲ 0.50% · 4.625%
HK$36,670
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,668/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,687
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,673
−HK$1,001/mo
Today · 4.125%
HK$33,674
baseline
▲ 0.50% · 4.625%
HK$35,723
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,348/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,252
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,197
−HK$959/mo
Today · 4.125%
HK$37,156
baseline
▲ 0.50% · 4.625%
HK$39,115
+HK$1,959/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,312/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,668
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,715
−HK$1,064/mo
Today · 4.125%
HK$35,779
baseline
▲ 0.50% · 4.625%
HK$37,956
+HK$2,177/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,558/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,455
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$38,459
−HK$1,019/mo
Today · 4.125%
HK$39,478
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,081/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,956/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,648
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,757
−HK$1,126/mo
Today · 4.125%
HK$37,883
baseline
▲ 0.50% · 4.625%
HK$40,189
+HK$2,306/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$75,766/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,658
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$40,722
−HK$1,079/mo
Today · 4.125%
HK$41,801
baseline
▲ 0.50% · 4.625%
HK$44,004
+HK$2,203/mo
Deposit HK$869K · loan HK$7.82M · min. income ≈ HK$83,602/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).