▼ 0.50% · 3.625%
HK$22,742
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,449
−HK$719/mo
Today · 4.125%
HK$24,168
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,471/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,336/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,300
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,979
−HK$688/mo
Today · 4.125%
HK$26,667
baseline
▲ 0.50% · 4.625%
HK$28,073
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,334/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,016
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$791/mo
Today · 4.125%
HK$26,585
baseline
▲ 0.50% · 4.625%
HK$28,202
+HK$1,617/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,170/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,830
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,577
−HK$757/mo
Today · 4.125%
HK$29,334
baseline
▲ 0.50% · 4.625%
HK$30,880
+HK$1,546/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,668/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,290
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,139
−HK$863/mo
Today · 4.125%
HK$29,002
baseline
▲ 0.50% · 4.625%
HK$30,766
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$58,004/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,360
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,174
−HK$826/mo
Today · 4.125%
HK$32,000
baseline
▲ 0.50% · 4.625%
HK$33,687
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$64,000/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,484
−HK$934/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,330
+HK$1,912/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$895/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,494
+HK$1,827/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,839
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,829
−HK$1,006/mo
Today · 4.125%
HK$33,835
baseline
▲ 0.50% · 4.625%
HK$35,894
+HK$2,059/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,670/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,420
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,370
−HK$964/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$1,968/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,113
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$35,174
−HK$1,078/mo
Today · 4.125%
HK$36,252
baseline
▲ 0.50% · 4.625%
HK$38,458
+HK$2,206/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,504/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,950
−HK$2,050/mo
▼ 0.25% · 3.875%
HK$38,968
−HK$1,032/mo
Today · 4.125%
HK$40,000
baseline
▲ 0.50% · 4.625%
HK$42,109
+HK$2,109/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$80,000/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,387
−HK$2,282/mo
▼ 0.25% · 3.875%
HK$37,519
−HK$1,150/mo
Today · 4.125%
HK$38,669
baseline
▲ 0.50% · 4.625%
HK$41,022
+HK$2,353/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$77,338/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,480
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$41,566
−HK$1,101/mo
Today · 4.125%
HK$42,667
baseline
▲ 0.50% · 4.625%
HK$44,916
+HK$2,249/mo
Deposit HK$1.99M · loan HK$7.98M · min. income ≈ HK$85,334/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,661
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$39,864
−HK$1,222/mo
Today · 4.125%
HK$41,086
baseline
▲ 0.50% · 4.625%
HK$43,586
+HK$2,500/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,172/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,010
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,170/mo
Today · 4.125%
HK$45,334
baseline
▲ 0.50% · 4.625%
HK$47,723
+HK$2,389/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,668/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,935
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,209
−HK$1,293/mo
Today · 4.125%
HK$43,502
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,647/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$87,004/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,540
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,762
−HK$1,239/mo
Today · 4.125%
HK$48,001
baseline
▲ 0.50% · 4.625%
HK$50,531
+HK$2,530/mo
Deposit HK$997K · loan HK$8.98M · min. income ≈ HK$96,002/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$367,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).