▼ 0.50% · 3.625%
HK$22,185
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,875
−HK$701/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$25,011
+HK$1,435/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,681
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,343
−HK$671/mo
Today · 4.125%
HK$26,014
baseline
▲ 0.50% · 4.625%
HK$27,385
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$52,028/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,404
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$771/mo
Today · 4.125%
HK$25,934
baseline
▲ 0.50% · 4.625%
HK$27,512
+HK$1,578/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,868/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,149
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,877
−HK$739/mo
Today · 4.125%
HK$28,616
baseline
▲ 0.50% · 4.625%
HK$30,124
+HK$1,508/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,232/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,622
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,450
−HK$842/mo
Today · 4.125%
HK$28,292
baseline
▲ 0.50% · 4.625%
HK$30,013
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$56,584/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,617
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$30,411
−HK$806/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$32,863
+HK$1,646/mo
Deposit HK$3.89M · loan HK$5.84M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,738
−HK$911/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,865/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,085
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,946
−HK$872/mo
Today · 4.125%
HK$33,818
baseline
▲ 0.50% · 4.625%
HK$35,601
+HK$1,783/mo
Deposit HK$3.41M · loan HK$6.32M · min. income ≈ HK$67,636/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,059
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,025
−HK$982/mo
Today · 4.125%
HK$33,007
baseline
▲ 0.50% · 4.625%
HK$35,015
+HK$2,008/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$66,014/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,553
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$35,480
−HK$940/mo
Today · 4.125%
HK$36,420
baseline
▲ 0.50% · 4.625%
HK$38,340
+HK$1,920/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,840/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,313
−HK$1,052/mo
Today · 4.125%
HK$35,365
baseline
▲ 0.50% · 4.625%
HK$37,516
+HK$2,151/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,730/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,021
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,014
−HK$1,007/mo
Today · 4.125%
HK$39,021
baseline
▲ 0.50% · 4.625%
HK$41,078
+HK$2,057/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,042/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,496
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,600
−HK$1,122/mo
Today · 4.125%
HK$37,722
baseline
▲ 0.50% · 4.625%
HK$40,018
+HK$2,296/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$75,444/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,489
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,548
−HK$1,075/mo
Today · 4.125%
HK$41,623
baseline
▲ 0.50% · 4.625%
HK$43,817
+HK$2,194/mo
Deposit HK$1.95M · loan HK$7.78M · min. income ≈ HK$83,246/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,715
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,192/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,519
+HK$2,439/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,957
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,083
−HK$1,141/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,331/mo
Deposit HK$1.46M · loan HK$8.27M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,933
−HK$2,504/mo
▼ 0.25% · 3.875%
HK$41,175
−HK$1,262/mo
Today · 4.125%
HK$42,437
baseline
▲ 0.50% · 4.625%
HK$45,020
+HK$2,583/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$84,874/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,425
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$45,617
−HK$1,209/mo
Today · 4.125%
HK$46,826
baseline
▲ 0.50% · 4.625%
HK$49,294
+HK$2,468/mo
Deposit HK$973K · loan HK$8.76M · min. income ≈ HK$93,652/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$342,925 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).