▼ 0.50% · 3.625%
HK$18,557
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,134
−HK$586/mo
Today · 4.125%
HK$19,720
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,440/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,644
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,198
−HK$561/mo
Today · 4.125%
HK$21,759
baseline
▲ 0.50% · 4.625%
HK$22,906
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,518/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,412
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,047
−HK$645/mo
Today · 4.125%
HK$21,692
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,384/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,708
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,317
−HK$618/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,197
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,268
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,961
−HK$703/mo
Today · 4.125%
HK$23,664
baseline
▲ 0.50% · 4.625%
HK$25,104
+HK$1,440/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$47,328/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,773
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,437
−HK$674/mo
Today · 4.125%
HK$26,111
baseline
▲ 0.50% · 4.625%
HK$27,488
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$52,222/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,874
−HK$762/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,557
−HK$730/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,979
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,787
−HK$821/mo
Today · 4.125%
HK$27,608
baseline
▲ 0.50% · 4.625%
HK$29,288
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,216/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,902
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,677
−HK$786/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,069
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,835
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$879/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,800/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,966
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$842/mo
Today · 4.125%
HK$32,639
baseline
▲ 0.50% · 4.625%
HK$34,359
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,278/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,691
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,614
−HK$938/mo
Today · 4.125%
HK$31,552
baseline
▲ 0.50% · 4.625%
HK$33,472
+HK$1,920/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,104/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,030
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,916
−HK$899/mo
Today · 4.125%
HK$34,815
baseline
▲ 0.50% · 4.625%
HK$36,650
+HK$1,835/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,630/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,546
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$32,527
−HK$997/mo
Today · 4.125%
HK$33,524
baseline
▲ 0.50% · 4.625%
HK$35,564
+HK$2,040/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,048/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,095
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,036
−HK$955/mo
Today · 4.125%
HK$36,991
baseline
▲ 0.50% · 4.625%
HK$38,941
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,982/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,402
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$1,055/mo
Today · 4.125%
HK$35,496
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$2,160/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,992/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,159
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,156
−HK$1,011/mo
Today · 4.125%
HK$39,167
baseline
▲ 0.50% · 4.625%
HK$41,231
+HK$2,064/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,334/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,139 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).