▼ 0.50% · 3.625%
HK$22,156
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,845
−HK$700/mo
Today · 4.125%
HK$23,545
baseline
▲ 0.50% · 4.625%
HK$24,978
+HK$1,433/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,090/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,648
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$671/mo
Today · 4.125%
HK$25,980
baseline
▲ 0.50% · 4.625%
HK$27,349
+HK$1,369/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,960/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$771/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,576/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,113
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$738/mo
Today · 4.125%
HK$28,578
baseline
▲ 0.50% · 4.625%
HK$30,084
+HK$1,506/mo
Deposit HK$4.37M · loan HK$5.34M · min. income ≈ HK$57,156/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,587
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,414
−HK$840/mo
Today · 4.125%
HK$28,254
baseline
▲ 0.50% · 4.625%
HK$29,973
+HK$1,719/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,508/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,578
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,371
−HK$805/mo
Today · 4.125%
HK$31,176
baseline
▲ 0.50% · 4.625%
HK$32,819
+HK$1,643/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,352/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,802
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,698
−HK$911/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,471
+HK$1,862/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,042
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,902
−HK$872/mo
Today · 4.125%
HK$33,774
baseline
▲ 0.50% · 4.625%
HK$35,554
+HK$1,780/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,548/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,018
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$31,983
−HK$980/mo
Today · 4.125%
HK$32,963
baseline
▲ 0.50% · 4.625%
HK$34,969
+HK$2,006/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$65,926/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,507
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,433
−HK$939/mo
Today · 4.125%
HK$36,372
baseline
▲ 0.50% · 4.625%
HK$38,289
+HK$1,917/mo
Deposit HK$2.91M · loan HK$6.80M · min. income ≈ HK$72,744/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,234
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,267
−HK$1,051/mo
Today · 4.125%
HK$35,318
baseline
▲ 0.50% · 4.625%
HK$37,467
+HK$2,149/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,636/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,972
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,964
−HK$1,006/mo
Today · 4.125%
HK$38,970
baseline
▲ 0.50% · 4.625%
HK$41,024
+HK$2,054/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,940/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,449
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,552
−HK$1,120/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,964
+HK$2,292/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,437
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,495
−HK$1,073/mo
Today · 4.125%
HK$41,568
baseline
▲ 0.50% · 4.625%
HK$43,759
+HK$2,191/mo
Deposit HK$1.94M · loan HK$7.77M · min. income ≈ HK$83,136/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,836
−HK$1,191/mo
Today · 4.125%
HK$40,027
baseline
▲ 0.50% · 4.625%
HK$42,462
+HK$2,435/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,054/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,902
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,025
−HK$1,140/mo
Today · 4.125%
HK$44,165
baseline
▲ 0.50% · 4.625%
HK$46,493
+HK$2,328/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,330/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,880
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,121
−HK$1,260/mo
Today · 4.125%
HK$42,381
baseline
▲ 0.50% · 4.625%
HK$44,960
+HK$2,579/mo
Deposit HK$972K · loan HK$8.74M · min. income ≈ HK$84,762/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,366
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,556
−HK$1,207/mo
Today · 4.125%
HK$46,763
baseline
▲ 0.50% · 4.625%
HK$49,228
+HK$2,465/mo
Deposit HK$972K · loan HK$8.74M · min. income ≈ HK$93,526/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$341,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).