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At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,257/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,514/mo (50% DSR)
Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,229 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Lei Tung Station Station.
Family-friendly — 31 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- 1
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 445 ft²
- Efficiency
- 73%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-21 | HK$5.90M | +34.1% 4.6y · 7.0%/yr |
| 2017-11-16 | HK$4.40M | +221.2% 8.5y · 26.0%/yr |
| 2009-05-21 | HK$1.37M | +23.4% |
| 2000-02-25 | HK$1.11M | −37.3% |
| 1997-11-05 | HK$1.77M | — |