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14/F 1

in AP LEI CHAU CENTRE BLOCK A

Southern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$4.19M
≈ HK$12,879 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,257/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$17,180
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,714
−HK$543/mo
Today · 4.125%
HK$18,257
baseline
▲ 0.50% · 4.625%
HK$19,368
+HK$1,111/mo

Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,514/mo (50% DSR)

Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,229 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Lei Tung Station
≈ 5 min walk · 337 m
Education
31
schools within 1 km (14 within 500 m)
Daily convenience
38
within 1 km (12 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Lei Tung Station Station.

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
14/F
Flat
1
Saleable Area
325 Saleable ft²
Gross Area
445 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2022-06-21 HK$5.90M +34.1%
4.6y · 7.0%/yr
2017-11-16 HK$4.40M +221.2%
8.5y · 26.0%/yr
2009-05-21 HK$1.37M +23.4%
2000-02-25 HK$1.11M −37.3%
1997-11-05 HK$1.77M
Data sourced from Renavon.com