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At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,918/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$434K · loan HK$3.90M · min. income ≈ HK$37,836/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,057 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Lei Tung Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 367 Saleable ft²
- Gross Area
- 494 ft²
- Efficiency
- 74%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-02 | HK$5.85M | +23.2% 3.6y · 6.0%/yr |
| 2017-11-30 | HK$4.75M | +306.0% 11.4y · 27.0%/yr |
| 2006-06-30 | HK$1.17M | +28.6% |
| 2006-04-11 | HK$910K | +8.3% |
| 2005-01-05 | HK$840K | −33.9% |
| 1996-07-30 | HK$1.27M | — |