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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,890/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,780/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,960 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Lei Tung Station Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 367 Saleable ft²
- Gross Area
- 494 ft²
- Efficiency
- 74%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-28 | HK$4.00M | +5.3% 7.6y · 1.0%/yr |
| 2016-10-28 | HK$3.80M | +14.1% 3.7y · 4.0%/yr |
| 2013-02-18 | HK$3.33M | +104.3% |
| 2010-01-28 | HK$1.63M | +26.4% |
| 2007-06-20 | HK$1.29M | +43.3% |
| 2006-08-11 | HK$900K | — |